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Tips to find low-cost marriage counseling, Part 1

Divorce is a huge emotional undertaking. As such, many couples are turning to marriage counseling to try and fix their relationship. Unfortunately, according to a study conducted by the Institute for Divorce Financial Analysts, the three primary causes of divorce are infidelity, incompatibility, and money issues. So, to many couples who are struggling financially, the idea of hiring a marriage counselor to talk out their problems likely sounds ridiculous.

But you don't have to stay trapped with an expensive private counselor; you can get help from low-cost and efficient services.

First, you should consult your health insurance policy. Many insurers provide marriage counseling coverage, which may allow you to access a private counselor. But, keep in mind, that some of these policies only cover marriage counseling if one of the spouses is diagnosed with depression, anxiety or another disease.

You may also consider speaking with your religious institution. Many pastors, priests, rabbis, imams and other religious leaders are trained in counseling during their studies. Furthermore, some churches are offering counseling services from a licensed professional for free or at reduced rates. Also consider that not all couples need repeated, weekly sessions. Sometimes a couple only needs a handful of sessions to build better communication tools. A pastor may be all you need to work out your differences.

No one wants to think about divorce but you can't sweep it under the rug. You should speak with a lawyer to get some advice on the possible outcomes if you get a divorce. You don't want to get caught unaware, an attorney can help you prepare. Hopefully, marriage counseling works but it is always best to be prepared. A lawyer can help you prepare.